Many are times when you run out of money until you remember money owed to you by your friends or family members. However, it might be very hard to ask that money back hence you need these helpful tips. Most people will on realize the debt they have to other people and hence they end up not checking whether there are other people who have their debt. Do not despise the little money other people have which belong to you as it can help you at some points. Below are some of the things you need to do when asking back for your money owed to you by others.
One of the things that you will need to do is to go through your bank’s statements. Most of us do not go through our bank statements. We tend to ignore them and this can be a great problem as you may end up losing money. Make sure, when you get your statement either online or via mail, you consider checking it. Look for all statements to ensure that if you gave out money you ask it back. Check whether all your debts are paid accordingly.
The other aspect that you need to do is to make claims of all the money owed to you by your colleagues. It can be uncalled to seek back your cash from your colleagues or your family members. Be good to them by giving them an opportunity to pay you back in portions. You can also send them polite reminder asking for your money. All this will help to protect your relationship with them. Do not be too harsh on them, as you do not want to bring grudges.
The next thing you need to do when seeking money is checked whether there are people who did not compensate. Normally when you are injured whether at your workplace or any other place you need to seek for compensation. Make sure you ensure that you have no mistake in hiring this lawyer to assist you to seek compensation. You need to ensure you have no mistake and that the accused is guilty to help you increase your chances of winning the case.
The other thing you need to do is to claim the money you paid for insurance that you were not supposed to pay. You may have obtained a loan that had no security and thus you were forced to pay for insurance cost, this is one of the missold insurance cost. Once you clear this loan, request for you compensation from the insurance. You can get assistance from a lawyer to seek back your money.